Abu Dhabi – Mubasher: The net profits of Abu Dhabi Commercial Bank (ADCB) increased by 22% year-on-year (YoY) to AED 11.44 billion in 2025 from AED 9.41 billion in 2024, according to the financial results.
The ADX-listed lender registered 14% YoY higher operating income at AED 22.18 billion at the end of December 2025, compared to AED 19.47 billion.
ADCB reported total assets amounting to AED 773.65 billion last year, up 19% from AED 652.81 billion in 2024. Deposits from customers also surged by 19% to AED 499.77 billion from AED 421.06 billion.
Quarterly Results
In the fourth quarter (Q4) of 2025, the bank’s net profits reached AED 3.34 billion, compared to AED 2.57 billion.
Operating income grew by 2% to AED 5.56 billion in Q4-25 from AED 5.46 billion in Q4-24.
The Q4-25 earnings rose by 8% from AED 3.09 billion in Q3-25, whereas the operating income declined by 5% from AED 5.87 billion.
Ala’a Eraiqat, Group CEO of ADCB, said: “Entering 2026, ADCB has a fortified and resilient balance sheet, underpinned by total assets exceeding AED 770 billion and capital ratios above regulatory requirements.”
He added: “With a technology-driven model and a clear five-year roadmap, the bank is well positioned to sustain strong performance and create long-term value for our shareholders, customers and communities. ”
Dividends
The board recommended the proposed dividends to the shareholders for 2025 at AED 0.63 per share, amounting to AED 4.98 billion, equivalent to 44% of the net profit.
The dividends proposal is subject to the approval of the regulators and the annual general assembly meeting.
In the first nine months (9M) of 2025, ADCB achieved net profits valued at AED 8.10 billion.
